Everyone wants white healthy teeth, but some do not always look forward to their routine dental check-ups. However, there are several reasons to take time out of your busy holiday schedule and make an appointment to see your dentist before you carve the turkey.
Why you ask? You could save hundreds of dollars by using your dental benefits before the end of the year. Now, some dental insurance plans do run on a fiscal year; most run on a calendar year. Check your dental benefits plan to be sure. However, if your dental insurance plan runs on a calendar year, you need to read the five reasons why you should make a dental appointment today.
1. Use up your yearly maximum.
Do you know what your insurance company will pay for dental work this year? Answer is up to $1,000 depending on your plan. If you are suffering and have not met your yearly maximum find out what you insurance company will pay and schedule that appointment. They will not rollover on January 1, so use those benefits.
2. Deductibles will expire.
If you are going to pay for dental care make sure you know what your deductible is and if you have met it. Don’t wait to see your dentist if you have already met your deductible. We know dental work isn’t always pleasant but at least it will be more cost effective. Deductibles can average about $50 per year, per person. Also, keep in mind your deductible will start again when your plan rolls over.
3. Use up your Premiums.
Take advantage of your dental benefits. You pay the premium…right? So even if you don’t have a big dental emergency, take advantage of what you pay for and schedule your routine cleanings and check-ups to prevent potential problems like gum disease, oral cancer and cavities.
4. Use up your existing FSA contributions.
Now is the time to spend any remaining balance in your flexible spending account (FSA). This account is established through your employer, and you may have elected to have some of your pre-tax pay put into this account. If you don’t use all your FSA contributions by the end of the year, you lose them.
5. Don’t delay treatment, it will only worsen.
Prevention is always better than treatment. By actively preventing dental disease and decay through regular home care, professional dental cleanings and regular exams, you will maintain a healthy, beautiful smile. Effective prevention helps avoid costly treatments to remove decay, restore teeth and treat gum disease.
Save you and your family some money and don’t delay dental treatment that can be addressed before the holidays; call to schedule an appointment with Dr. Stevens of Sunnybrook Dental at 712-274-2338.
Recently Sunnybrook Dental moved to a new location – still on Sunnybrook Drive at 5845 Sunnybrook Drive Sioux City, IA 51106.